Working Longer: Not a Realistic Retirement Strategy

Many workers plan to stretch meager retirement savings by working longer. Unfortunately, that plan doesn’t always work out. According to the latest Retirement Confidence Survey from the Employee Benefit Research Institute (EBRI), one in two—or 49 percent—of retirees left the workforce earlier than planned. For some people, an unplanned early retirement is a positive thing. […]

There’s more than one way to invest in a college education

With the cost of college skyrocketing—the price of a degree has increased 1,120 percent in the last 30 years, according to Bloomberg—parents are searching for easy ways to set aside more money for their children’s education. To that end, U.S. News and World Report recently asked financial advisors how they’re preparing for their own children’s […]

How to avoid the inherited debt problem

Everyone would love to leave behind a hefty inheritance for their loved ones, but the reality is that many people will leave behind some hefty debt instead. American household debt—including mortgages, credit cards, student loans and auto loans—is $11.65 trillion, according to the Federal Reserve Bank of New York.  When your clients die, then, where […]

Imeriti Financial Network Leads All Independent Marketing Organizations in Suitability Percentage at Allianz Life Insurance Company of North America (Allianz)

Producers Can Rest Easy Knowing Their Business Is Processed Quicker Imeriti Financial Network (IFN), a leading life and annuity Independent Marketing Organization (IMO), has had the lowest Suitability Call Out Ratio (SCOR) percentage of all IMOs doing business with Allianz for the past three years. SCOR is a metric that was developed to focus on […]

Early retirement not as great as it sounds

Since the Great Recession hit, 15 percent of those who have retired did it earlier than planned, according to a new Fed data survey. Good for them, right? Probably not. Those who stopped working early weren’t necessarily prepared for it. Most experts believe the bulk of those who retired sooner than expected likely did so […]