Life insurance: It’s actually an asset

Most people view insurance as a burdensome but necessary purchase. They’re forced to pay money to protect against a “what if” that might never happen. Life insurance gets lumped into the same category, but it shouldn’t.  As a recent article on LifeHealthPro pointed out, unlike home or auto or health insurance, life insurance isn’t just a […]

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The information contained herein is for general information purposes only. Imeriti, Inc. is not to be held responsible for the accuracy of this information. Neither Imeriti, Inc. nor its employees provide tax or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax adviser.

Life insurers increasingly focused on IUL

In 2010, indexed universal life (IUL) sales made up just 14 percent of total universal life (UL) sales. In the first nine months of 2013 alone, that percentage had grown to 31 percent, according to a new survey from Milliman.  The survey of life insurers found that, as a result, most providers are focusing on […]

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The information contained herein is for general information purposes only. Imeriti, Inc. is not to be held responsible for the accuracy of this information. Neither Imeriti, Inc. nor its employees provide tax or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax adviser.

IUL: The wealth solution your clients are looking for?

According to a new report, American household wealth suffered a significant blow during the Great Recession—and most people haven’t fully recovered yet.  Median household wealth in 2013 was $56,335, according to a report issued by the Russell Sage Foundation, which is 43 percent lower than in pre-recession 2007, when median household wealth was $98,872. In […]

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The information contained herein is for general information purposes only. Imeriti, Inc. is not to be held responsible for the accuracy of this information. Neither Imeriti, Inc. nor its employees provide tax or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax adviser.

Are You Ready to Help Your Clients with Guarantee Payments

The Treasury Department recently published their final rules regarding the use of longevity annuities in retirement plans, including 401Ks and IRAs¹. This ruling is significant because it increases the amount of money an individual can put into a longevity annuity in addition to adding protections for the consumer. This final ruling can be a benefit […]

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The information contained herein is for general information purposes only. Imeriti, Inc. is not to be held responsible for the accuracy of this information. Neither Imeriti, Inc. nor its employees provide tax or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax adviser.

Retirement: It’s about income, not assets

When you’re talking to clients about their 401(k)s, your first question is likely, “How much have you saved?”—and that’s a big problem, according to Nobel laureate Robert C. Merton The MIT professor of finance argues in a recent Harvard Business Review article that Americans and their financial planners are focused on the wrong goals when […]

Dislcaimer

The information contained herein is for general information purposes only. Imeriti, Inc. is not to be held responsible for the accuracy of this information. Neither Imeriti, Inc. nor its employees provide tax or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax adviser.