IUL: The Case For Buying Young

The Huffington Post recently ran an article highlighting the top 40 financial things everyone should know by the time they hit 40. The items ranged from the basic — creating a budget and pulling a free credit report — to the complex, like determining a health care proxy and assessing the tax implications of your […]

IUL Sales Are Booming: Are You Prepared?

Life insurance sales haven’t been great lately — policy count has declined in six of the last 10 years, according to LIMRA. However, index universal life (IUL) has proven to be a bright spot for producers. Among life insurance products, IUL experienced the strongest growth in absolute dollars in 2014. IUL premium grew 23 percent […]

4 Tips for Smart Retirement Spending

Once your client has saved up a significant retirement nest egg, what’s next? Determining how to spend down retirement savings — without running out of money too early — is essential, but also challenging. The following tips can help producers guide their clients through the retirement budgeting process, ensuring they maintain a comfortable lifestyle for […]

Three ways business owners can benefit from life insurance

Life insurance is important on the personal level, protecting families from hardships in the event of a breadwinner’s death. It also has numerous business benefits. For business owners, life insurance policies can help keep their company going in the event of a death, either their own or the death of a key business partner or […]