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America’s Retirement Score Improves in 2018

At the start of 2018 retirement preparedness among American savers was up from previous years, showing a steady improvement in the general saving habits of individuals across all generations. Fidelity Investments Biennial Retirement Savings Assessment study reports these results1, showing the nation’s overall retirement score at 80 (an all-time high). While 80 still reflects a “fair” state of retirement preparedness (as opposed to a “good” or “on target” state), it Read more...

Debt and Death: How Life Insurance Can Help In The End

For the average American debt is an unavoidable consequence of life, and not necessarily a negative one. From student loans which can unlock higher incomes, Read more...

A Six-Figure Income May Not Shield You From a Shock But an IUL Might

For some, living on a six-figure income is part of the American dream. At that point, you might not be rich but you may be Read more...

Selling to Millennials vs. Gen X

Who is Generation X? In this day and age, the two main groups of buyers you encounter are Generation X and Millennials. The first, Read more...

How Participants are Reacting to Retirement Plan Enrollment

The Defined Contribution report from Janus Henderson Labs reviews various studies regarding the feedback of Americans actively participating in retirement plans. This review covers many Read more...

Getting More Value From Your Financial Plan With Proper Goal Setting

We all have little castles in the sky. For some, it's a trip to Hawaii for an upcoming anniversary. For others, it's saving enough money Read more...

What Would A Life Insurance Policy Actually Pay For?

Most consumers understand that life insurance is used to provide a lump sum of money (a death benefit) upon the death of the person or Read more...

6 Clauses and Exclusions to Make Customers Aware Of

A life insurance contract can be heavy reading, and that means that many (if not most) busy consumers won’t read the document through, and won’t Read more...

What Will Retirement Look Like for Millennials

Millennials have become a rather popular topic in today’s culture. We’ve watched how being raised in a technology-based world has affected their outlook on the Read more...

Longevity Risk and American Retirement

Longevity Risk: the risk that a man or woman may live long enough that all of the hard-earned funds they’ve set aside for retirement are Read more...

Addressing Social Security’s Uncertain Future

In May of 2015, a Harvard University study cast fresh doubts on the stability of Social Security. Co-authored by Gary King, the Albert J. Weatherhead Read more...

Combating the Threat of Student Loan Debt with the IUL

Coming to the close of 2017, Americans are more burdened by student loan debt than ever. Student Loan Hero reports a total of $1.48 trillion Read more...

Retirement Forecast for Future Generations

A potential “retirement crisis” is currently in the forecast for future generations in America, despite the rebound working families have seen since the market downturns Read more...

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